Thursday, 31 March 2016

One day Polling is Possible


DNA ( 31 March 2016 ) reports :

"  Prime Minister Narendra Modi has mooted a proposal to hold simultaneous elections to Panchayats , State Assemblies and Parliament across the country

The Parliamentary Standing Committee on Personnel , Public Grievances , Law and Justice had in December , recommended holding simultaneous Assembly and Lok Sabha elections to reduce expenditure and frequent disruption of normal life  "


Not only it is possible to do this ( in ONE DAY ) but it has the potential to bring about Electoral Reforms of far reaching beneficial impact

Following is the suggestion that I sent to Shri Narendra Modiji on 06 Nov 2014 :

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VotesApp
( from my blog dated  18 Dec 2012 )


*  An Android app which can be downloaded from Google Play / Android Zoom / GetJar and the official web site of Election Commission of India

*  It will be pre-loaded on 220 million Aakash tablets  which Govt of India plans to distribute to students

*  It will also be pre-loaded on those Smart phones ( to be called, “ Dharati “ ? ), which Govt of India plans to distribute free to 400 million “ poor “ Indians , before 2014 National elections

*  All tablet / smart phone manufacturers will be encouraged to pre-load VotesApp

*  Using this app , a voter can register at Election Commission web site, where he will enter the same data which he has submitted for his Aadhar card, including Aadhar card number (Unique Identification No)

*  All of these details will be verified by Aadhar database

*  Obviously , those who have not obtained their Aadhar card , will not be able to use VotesApp . They will need to visit nearest polling booth

*  Upon correct verification , Aadhar Database will permanently link the person’s Aadhar number with the mobile number from which  registration is done, and issue a Password

*  An under aged person will not be allowed to register

*  A person will be able to vote only from that mobile number

*  After login on first screen, user will be asked to select one option from,

    #   Panchayat  Election

    #   Municipal  Election

    #   State Assembly  Election

    #   Lok-Sabha  Election


*  Upon selection, user will be presented with the list of candidates contesting , from which , he can select only one by ticking a check-box. 
  

    There will be also a choice , labeled “ None “ ( NOTA )


*  A long press on a candidate’s name will display details of his declared assets as also his criminal record


*  After ticking / selecting a candidate, voter will click on  “ VOTE “ button, whereupon his vote gets registered and VotesApp gets de-activated


*  Once a voter registers on Election Commission web site , he cannot go to a polling booth and vote physically


*  In less than one year , Govt of India will recover the cost of 220 million Aakash tablets and 400 million” Dharati “ smart phones , through this customized / personalized / shrinking of EVMs ( Electronic Voting Machines ) to a hand-held device.

    And imagine the millions of man-hours saved !


*  And the beauty is , no one can capture this booth , or conduct exit polls !
   What will “ experts “ discuss on TV channels ?


*  What next ? Election Commission “licensing “ this App to other countries ?



HOW  WILL  IT  HELP  ?


*  No need for 930,000 polling booths / EVMs / Ink / Papers etc

    Every voter's own mobile becomes a miniature EVM  !

    Any registered Voter can vote from anywhere in the World  !


*  Nor any need to deploy 1,100,000 people to conduct the polls


*  No need for millions of Police / Military personnel


*  No need for months of advance preparations, across entire country


*  Voting can be completed in just ONE day - instead of over 6 weeks -
    and results can be declared next day  !


*  Voting could be 95 % or more  !


*  No worry for booth-capture
 

*  No  bogus voting ( Bio-metric ID from built-in camera )


*  No duplicate voting ( Self-destruct after single usage )


*  No worry for any terrorist attacks


*  Enormous saving of time for Voters


*  No need to declare a public holiday - costing thousands of crores 
     worth of production


*  Central Government will save, at least , Rs 2,000 Crores .


*     For the Central Government , a potential  to earn Rs 20,000 crores , by
       enabling 15 million Indian businesses to advertise to 814 million voters
       thru this mobile VotesApp , sharply targeting by Gender / Age / Marital
       Status / City / Street / Education / Income Tax paid / Employed or
       Jobless ..etc

       

*   No need for Central Government to stop taking even routine decisions 
    ( due to Model Code of Conduct )


If a tiny country like Estonia ( population 1.6 million ) can elect its Members of Parliament thru a VotesApp type mobile App , why can't we  ?


Already 900+ million Indians have mobiles - all of which , will soon become Smart Phones


As far as designing / developing of  VotesApp  is concerned , it is NOT a Rocket Science


Any IT / E-Comm Start Up , should be able to develop  VotesApp  in 3 months


Can you think of a better way for " E-delivery of Service " ?


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www.hemenparekh.in / blogs

01  April  2016

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Make    Yourself    Heard

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From Waste to Wealth ?



On 29 March 2016 , the Environ Ministry ( Central Government ) notified ,

" The Construction and Demolition Waste Management Rules "

On this occasion , environment minister , Shri Javadekar said :


*  It is an initiative to tackle effectively the issue of pollution. Without any rules, it is dumped in open spaces , drains, rivers, forest areas, landfills and roadside

The basis of our new rules is recover , recycle and reuse

We can make tiles , pipes from it

Segregating construction and demolition waste and depositing it to the collection centres for processing will now be the responsibility of every waste generator  "



Dear Shri Javadekarji :

Your initiative to reuse construction / demolition waste has the potential to solve the problem of constructing 50 million " affordable homes " by 2020

And , I think , the Chinese firm WinSun Design Decoration Company, should be made an EQUITY partner in a SPV to construct these homes


Here is why :


 #   On 29 March 2014 , WinSun constructed 10 , 3D printed houses ( 200 sq meter each) in Shanghai, each costing $ 4,800 (approx Rs 3 lakh)


#    On 17 July 2015 , using its 3D printing technology , WinSun built a 2 storey villa , in just 3 HOURS  !


#    WinSun holds  98  patents for CONSTRUCTION MATERIALS


#    For 3D printing of houses , WinSun , mostly uses recycled construction materials


#    3D HOUSE PRINTING TECHNOLOGY  saves :

      *    30% -60 % of building materials

      *    70 % of production time

      *    80 %  of construction cost


#   Egypt Government has placed on WinSun , an order for supplying 20,000 pre-fabricated , 3D printed houses

#   In Egypt , WinSun will establish 12 Dream Factories ( to build pre-fabricated houses ) , within 2 years

     These factories will mostly use  DESERT SAND  as its main construction material , which was found ideal for 3D printing of houses


#   In next 3 years , WinSun will set up ( in JV with local parties ) , similar factories in 20 countries , including Saudi Arabia , UAE , Qatar , Mexico , S. Korea , Russia , Morocco , Tunisia , and USA

With the current slowdown in economies around the world and in the Chinese economy in particular , I think WinSun should be more than happy to invest in India

What Fox Conn is doing to transform the Electronic Industry in India , I believe , WinSun can do for the Construction Industry

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www.hemenparekh.in / blogs

01  April  2016

---------------------------------------------------------------------------------------

Make    Yourself    Heard

Dear Visitor :

It is time for YOU to speak up - and demand that YOU are heard

By emailing this suggestion - incorporating your OWN improvements - to the following Policy Makers

(  Just multiple copy all the following Email IDs into the Recipient column of your Outlook and Copy / paste this suggestion in the Message Box ) :


    narendramodi1234@gmail.com; 38ashokroad@gmail.com;ajaitley@del5.vsnl.net.in; jayant.sinha19@sansad.nic.in;piyush.goyal@gov.in;nitin.gadkari@nic.in; spprabhu1@rediffmail.com;bandaru@sansad.nic.in;smritizirani@nic.in;nsitharaman@nic.in; ravis@sansad.nic.in;sureshprabhu@irctc.co.in;prakash.j@sansad.nic.in;secy-ipp@nic.in; amitabh.kant@nic.in; shaktikanta.das@nic.in; rsecy@nic.in; adhia1981@gmail.com; ceo-niti@nic.in; atul-chaturvedi@nic.in; uma.bharati@sansad.nic.in; d.pradhan@sansad.nic.in; rprudy.office@gmail.com; rudypr@rediffmail.com; eam@mea.gov.in; mosvks@mea.gov.in; mvnaidu@sansad.nic.in; mnaqvi@sansad.nic.in; rao.inderjit@sansad.nic.in; mljoffice@gov.in; sadananda.gowda@sansad.nic.in; ministerminority@gov.in; najmah@sansad.nic.in; minister-ca@nic.in; ramvilas.paswan@sansad.nic.in; gandhim@sansad.nic.in; akumar-alpha@sansad.nic.in; jpnadda@sansad.nic.in; hm.moca@nic.in; geete@sansad.nic.in; simratbadal@yahoo.com; ns.tomar@nic.in; rmsingh@sansad.nic.in; tc.gehlot@sansad.nic.in; dr.harshvardhan@sansad.nic.in   





Long Term or Short Term ?



As per media reports , Vijay Mallya has offered to repay Rs 4000 cr of debt by Sept . I presume he would offer to repay the balance at some unspecified date

Supreme Court has asked RBI and the lending banks to come back in a week with their response to Mallya's offer

In a normal course , such restructuring of a loan would be a routine affair, without anyone in public paying any attention

But these are not " normal " times  !

Which bank would dare to be criticized for " being soft / being in collusion " , after Prime Minister's public announcement two days back that :

" We will ensure that every rupee of loan is recovered . We will not let the rich rob the poor and get away "

Apparently , PM wants the lending banks to,

*  Go beyond the symptoms and uncover the true nature of the disease

*  Stop worrying about immediate write-offs and focus on future health

*  Ensure that their soft approach does not set a bad precedent to others

*  Surgically cut the diseased limb to ensure that Cancer does not spread

*  Send a loud and clear message to,

   #  72 companies which have failed to service debt ( Rs 5.53 lakh*crore )
        for two years

   #   40 companies which have failed to service debt ( Rs 2.94 lakh*crore )
        for three years


I can understand why RBI does not want Supreme Court to reveal the names of companies in default , who have loan outstanding of over Rs 500 Cr . RBI feels that this may have " adverse impact " for business

But what about " adverse impact " for the public , using whose tax money , 29 Public Sector Banks , quietly wrote-off , Rs 1.14 lakh*crore of bad debt between 2013 and 2015 ?

And the " adverse impact " on Central exchequer by re-capitalizing of these banks , using taxes paid by you and me ?

Shri Arun Jaitley says :

Amount of re-capitalization will be linked to the speed with which these banks manage to recover their NPAs

I hope , he has also told all banks , in unmistakable words :

" You will neither restructure these existing loans to the defaulters nor make any further advances to

 #    these defaulting companies,  or

 #   its associate companies , or

 #   directors of these companies ( personal loans )

 #   relatives of these directors ( personal loans )

 #   persons who are sureties for these defaulters

You will launch court cases against such defaulters for repossessing their properties and wherever there are cases of " cheque bounces " , you will obtain from the courts , " Non Bail-able Warrants " against such directors

You will share with the public at large , full details of the defaulters online

You ( bank directors ) will not be paid any salary till you recover these loans

If you fail to recover in 24 months , you will get a sack ! "


Dear Shri Jaitleyji :

If anything that I have said above sounds too harsh to you , just hang on the wall across your table , a photo of any of those thousands of farmers who are committing suicides , every year because rains failed and they could not repay their bank loans !

Right below that photo , dynamically display statistics of :

*  Number of farmers who committed suicide in past 24 hours .............

*  Cumulative no of Farmer suicides , so far , this year.........................

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www.hemenparekh.in / blogs

01  April   2016

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Make    Yourself    Heard

Dear Visitor :

It is time for YOU to speak up - and demand that YOU are heard

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Tuesday, 29 March 2016

One Day , Everything will Sell Online !



Today's ( 30 March 2016 ) Hindustan Times carries following news report :
Department of Industrial Policy and Promotion ( DIPP ) issued following notification yesterday :

*  100 % FDI under automatic route is permitted in market place model of e-commerce

*  FDI was not permitted in the " inventory based " model of e-commerce, implying companies that get FDI cannot buy and store goods from various vendors to eventually sell to consumers

*   FDI will be permitted only if the products from a single vendor or a group of companies do not exceed the quarter of the online retail " market place's " total sales

I suppose , this notification is just the beginning of unshackling of the E Commerce, whose contours I outlined in my E mail (16 Nov 2015 ) to Union Cabinet Ministers / DIPP , as follows :

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E - Commerce   is    Easy  Commerce  !


Hindustan Times (16 Nov 2015) quotes Commerce Minister Nirmala Sitharaman as follows :

"  The Government is working on the definition of E Commerce to clear the air over issues such as taxation and Foreign Investment

We have got the inputs from States . We are in the process of putting it all together  "


Not an easy task to define what is E Commerce ( and what is not ), considering all the possible permutations / combinations ( running into LAKHS of them ! ) , of the following elements :

#    NATURE

      *  A physical " Product " ( Capital Goods / FMCG / Consumables / Perishables )

      *  A virtual " Service "    ( Medical advice / Legal advice / Consultancy / Software etc )


#    GEOGRAPHIC   SPREAD

     *   Across National boundaries    ( International Trade )

     *   Across State boundaries        ( within India )

     *   Across Municipal boundaries   (within a State )


#    SUPPLY- CHAIN   /  INTERMEDIARIES

     *   Mfr  >  Distributor  >  Dealer  >  Retailer  >  Buyer

     *   Mfr  >  Buyer

     *   Any disintermediation in the above chain


#     ORDER  PLACEMENT  /  ACCEPTANCE

     *   In a physical location ( Shop / Store / Office / Factory / Home )

     *   In a virtual location   (Web site/Mobile App/SMS/ Email / Phone / Video Conference  )


#     DELIVERY

     *   Physically in a Shop / Store etc where Buyer collects / picks-up from shelf

     *   Delivered to Buyer's location, thru Delivery Boy

     *   Delivered to Buyer's location, using a Drone

     *   Delivered to Buyer on his home-based 3D Printing Machine  ( using internet )


#    PAYMENT

     *   Cash against delivery

     *   Pre-paid / Post-paid Cheque

     *   Credit / Debit Cards across counter

     *   Credit / Debit Cards thru online Payment Gateways

     *   Through Mobile Wallets

     *   Electronic Bank Transfer

     *   Using Virtual Currency like Bit-Coins

     *   Barter of Goods or Services


#    FOREIGN   INVESTMENTS


    *   FDI in Manufacturing / Supply Chain / Payment Gateways - Apps-  Mobile Wallets
 
    *   FDI in Web sites like Amazon - Flipkart - Alibaba - Snapdeal etc ( What percentage ? )



Can you think of any other " Elements " that I have forgotten  ?


In any case , given the fact that there can be lakhs ( if not millions ) of permutations / combinations of the above-mentioned elements , one must not attempt to define what is E Commerce ( and what is not ) , by inclusion or exclusion of these elements in definition


Such a complex definition would lead to thousands of court cases involving Governments and each court interpreting the definition , differently  !


The only definition that would satisfy  ALL  of these permutations / combinations , is :

Any exchange of " Value " between any number of parties , involving ,

>  Goods or Services , on the part of one party

with,

>  Money or its equivalent consideration , on the part of a second party

with or without using,

>  Intermediary services , on the parts  of any other parties

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www.hemenparekh.in / blogs

30  March  2016

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Make    Yourself    Heard

Dear Visitor :

It is time for YOU to speak up - and demand that YOU are heard

By emailing this suggestion - incorporating your OWN improvements - to the following Policy Makers

(  Just multiple copy all the following Email IDs into the Recipient column of your Outlook and Copy / paste this suggestion in the Message Box ) :


    narendramodi1234@gmail.com; 38ashokroad@gmail.com;ajaitley@del5.vsnl.net.in; jayant.sinha19@sansad.nic.in;piyush.goyal@gov.in;nitin.gadkari@nic.in; spprabhu1@rediffmail.com;bandaru@sansad.nic.in;smritizirani@nic.in;nsitharaman@nic.in; ravis@sansad.nic.in;sureshprabhu@irctc.co.in;prakash.j@sansad.nic.in;secy-ipp@nic.in; amitabh.kant@nic.in; shaktikanta.das@nic.in; rsecy@nic.in; adhia1981@gmail.com; ceo-niti@nic.in; atul-chaturvedi@nic.in; uma.bharati@sansad.nic.in; d.pradhan@sansad.nic.in; rprudy.office@gmail.com; rudypr@rediffmail.com; eam@mea.gov.in; mosvks@mea.gov.in; mvnaidu@sansad.nic.in; mnaqvi@sansad.nic.in; rao.inderjit@sansad.nic.in; mljoffice@gov.in; sadananda.gowda@sansad.nic.in; ministerminority@gov.in; najmah@sansad.nic.in; minister-ca@nic.in; ramvilas.paswan@sansad.nic.in; gandhim@sansad.nic.in; akumar-alpha@sansad.nic.in; jpnadda@sansad.nic.in; hm.moca@nic.in; geete@sansad.nic.in; simratbadal@yahoo.com; ns.tomar@nic.in; rmsingh@sansad.nic.in; tc.gehlot@sansad.nic.in; dr.harshvardhan@sansad.nic.in