Hi Friends,

Even as I launch this today ( my 80th Birthday ), I realize that there is yet so much to say and do.

There is just no time to look back, no time to wonder,"Will anyone read these pages?"

With regards,
Hemen Parekh
27 June 2013

Monday, 30 November 2015

WHOLE TRUTH , PLEASE !

Headlines in this morning's News papers are :


With GDP growth rate of 7.4 % in july-sept quarter , India overtakes China  !


No doubt , true :

But only half - truth  !


The whole truth is :

With base GDP figure of $ 2,000 Billion , India would have managed to add to its GDP , $ 158 Billion @ 7.4 % ( for a whole year , of course )

Whereas ,

With a base GDP of $ 10,000 Billion , China would add to its GDP , $ 640 Billion @ 6.4 %

Let us be proud of our achievements ,

without ever forgetting that our economy is just ONE FIFTH that of China's  !

We have a lot of catching-up to do 

As Amitabh Kant ( Secretary - DIPP ) keeps drilling in our ears :

India must continue to grow at 9-10 % per year for next 30 years , to pull its 400 million people above the poverty line

-------------------------------------------------------------------------------

hemen  parekh

01 Dec  2015

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Saturday, 28 November 2015

GST / GIVE AND TAKE




Dear Shri Modiji / Shrimati Soniaji :


It was statesperson like for you, to reach out to each other last evening , in order to arrive at an agreement on GST

All negotiations have two , initially opposing , parties

No agreement can be arrived at , on the " Terms " of only one of the parties

A customer sold against his will , ceases to be a customer  !

Agreements imposed through numerical strength of membership , are bound to get sabotaged

To arrive at a " Lasting Solution " , there must be give and take


Here is my suggestion :


NDA  GIVE  / OPPOSITION  TAKE  :


*    Accept a cap of 18 % for GST in the Constitutional Amendment Bill


OPPOSITION   GIVE /  NDA   TAKE  :


*    A provision in Bill to enable the Government of the day , to raise the GST % in
     subsequent years , through an enabling provision
     
     This provision ( not mandatory ) , will allow the Government to raise the GST %
    through the Annual Central Budget each year

      ( anyway , Union Budget has to be passed in Lok Sabha , each year )



*   The amount by which GST " may " get raised , to be calculated as follows :

     #    Starting GST %   =    18 %

    #     Assume that , in 2016-17 , CPI rises by 10 %

    #     Take  5 %  of that 10 % rise in CPI .   That works out to 0.5 %

    #     So , in 2017-18 , GST may be raised by 0.5 % , to become 18.5 %

    #     This is the UPPER LIMIT . Government may choose to revise GST to any
           figure less than 18.5 %


This is a perfect  FACE SAVING  FORMULA / a WIN-WIN situation for both  !

This is not a matter of , " WHO is right ? "

This is a question of ,   " WHAT is right ? "


Carpe  Diem !  Cease this moment to strike a deal by today evening  !


Good Luck  !

---------------------------------------------------------------------------------------------
hemen  parekh

28  Nov  2015

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Thursday, 26 November 2015

SURROGATE COW FARMS ?




Speaking at a Start-Up event at San Jose ( California ) on 27th Sept, PM Shri Modi said :


"  When each of the 500 odd towns produce 10 Start-Ups and each of our 600,000 villages produce six small businesses , on a regular basis , we will create an enormous economic momentum and generate a large number of jobs in our country

I want to see the idea and spirit of Start Ups light up the economies and the fortunes of people in rural India  "


Entirely doable . Consider the following suggestion :


*  Chinese biotechnology firm BoyaLife and South Korea's Sooam Biotech , are constructing in China, World's largest animal cloning factory

*  Production will start next year , with an initial capacity for one lakh cattle embryos a year , growing to one million per year

*  Dog , racehorse and COW embryos  will be produced


Obviously , BoyaLife will need to " rent out " cow-wombs , to grow / nurture these embryos

And that is THE OPPORTUNITY , to be seized by our rural Start-Ups  !

By setting up , " Surrogate Cow Farms " of 10 cows each

Then renting out these cow-wombs to BoyaLife , for $ 1,000 per surrogacy ( In city of Anand - Gujarat , human wombs can be rented out for $ 15,000 )

One million cow-wombs will earn these rural Start Ups , $ 1,000 million / year  !

At 10 cows per Start Ups , 100,000 Start Ups will be born  !

Raising our EXPORT earnings by $ 1,000 million  !

And nothing should stop these rural Start Ups from importing embryos of Dogs and Racehorses , and then re-exporting fully grown pets to Europe / America  !

I only hope , some MORAL POLICEMEN do not start a controversy by shouting :

"  How can we allow our holy Indian cows , to bear the unholy Chinese cattle embryos in their wombs , when we just banned our surrogate human mothers to carry the embryos of Foreign citizens  ? "


Of course , it is another story that these very same " moralists " have no love lost for the prostitutes who are forced to " rent out " their very human bodies , in order to survive  !

One last request to the concerned Ministers / Secretaries in NDA government :

Please , include these " Surrogate Cow Farms " in your definition of Start Ups in your proposed 

" Start Up Policy Document "

It is another matter that , each and every jobless individual ( not earning a salary from some other individual or organization ) , and struggling to become self-employed , qualifies as a Start Up

-----------------------------------------------------------------------------------------

hemen  parekh

27  Nov  2015

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THEFTS CAN BE OBSOLETE !




Yesterday ( 26 Nov 2015 ) , a Cash Van driver in Delhi , escaped with Rs 22 Crores worth of cash

Obviously this heist consisted of currency notes in denominations of Rs 500  and  Rs 1,000

Now such thefts would become a thing of the past if my following suggestion (  sent to Central Ministers /  Secretaries  /  NITI Aayog members  etc  ) , were to be implemented :

-----------------------------------------------------------------------------------------

#   Internet of Things ( IoT )

     As each currency note of Rs 500 / 1000 , is getting printed , embed it with microscopic
     RFID chips

     Besides communicating with each other , these chips will also transmit their existence
     location , through internet , to cloud-based servers of Income Tax Department

     This will form a " NETWORK  OF  CURRENCY  NOTES ( NoC ) "

     You may like to call this Internet of Currency ( IoC ) , a sub-set of IoT  !



#   Internet Protocol Address System ( IP V 6.0 )

     Each Rs 500 / 1000 currency note must be assigned ( at the time of printing ) , its own
     unique Internet Address , using IP V 6.0

     This IP address should be linked with the unique Serial Number printed on each note.

     Since IP V 6.0 , will be capable of assigning   " 2 * 10 to the power of 128 ", no of  IP
     addresses , there is no danger of running out of addresses , even if we decide to extend
     this idea to Rs 100 currency notes !


Here are the most important BYE - PRODUCTs :


*   No more possibility of fake / forged / counterfeit , currency notes !


*   Plastic currency notes will last 10 times longer !

    
    
This reform will enable the Central Government / Income Tax Department , to :

*    Continuously trace the movement of each of these higher denomination currency notes

*    Instantly locate any place ( using Google Map based GPS ) , where there is an
     accumulation of more than Rs 1 Crore worth of currency notes

     Such accumulation will be made to appear as a TAG CLOUD on the web site of IT Dept,
     like thousands of balloons floating on a map of India , capable of being drilled down to
     within 1 Sq Meter  !

     On each balloon , will appear a number announcing , " Amount of Cash here - Rs " !

     This will vastly simplify the task of Anti Corruption Dept / Enforcement Dept etc
Of course , RBI will need to allow 6 month's time to the owners of current paper currency notes of Rs 500 / 1000 , to get these exchanged with new plastic notes before withdrawal of the old notes from circulation


Now , would not that distribute the hidden , unaccounted wealth ! - a welcome fall out  !

But then such transparency might lead to break-down of social order / chaos

It may be a better / safer / saner solution for such balloons / tag clouds to appear , on a secret Mobile App , available only to the officers of Enforcement Department ( ED )


You may want to call this app ,  " BLACK-MAIL "  !

-----------------------------------------------------------------------------------------

hemen   parekh

27  Nov   2015

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Sunday, 22 November 2015

Thank You , Policy Makers !




Dear  Policy  Makers :


I just came across following news report:

------------------------------------------------------------------------------------------------------


Financial Intelligence Unit to generate reports on black money suspects in 72 hours 

( Source : Economic Times / 22 Nov 2015 )




NEW DELHI:

Government has bolstered the capabilities of the elite Financial Intelligence Unit (FIU), which can now dish out volumes of data on suspicious transactions in 72-hours flat and gain access to

   " secret database of offenders maintained by various law
    enforcement agencies in the country. "

Earlier, when an agency wanted to get any information on financial transactions and other similar details on entities on its scanner the time taken used to be between a fortnight to 20 days.

The elite financial snoop wing under the Union Finance Ministry has switched to

 full electronic mode for exchange of data,

 from the earlier existing paper-based pattern, with all probe and enforcement agencies of the country like the Income Tax department, CBI, ED, DRI and Intelligence Bureau among others, beginning November 1. 

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Thank you for listening - and acting on my following suggestion , sent to you sometime back

(  Source : www.hemenparekh.in > Blogs  /   E - Governance   /   03 April 2014  )







E - Governance ?



Can e-Governance help eliminate corruption  ?


Most certainly


Look at the following , partial list of Central and State Agencies set up to fight fraud , money-laundering , corruption , tax-evasion , economic crimes etc :



*    Public Accounts Committee           (  PAC  )


*    Central Vigilance Commission        (  CVC  )


*    Central Information Commission     (  CIC  )


*    Research and Analysis Wing           (  RAW  )


*    Serious Fraud Investigation Office   (  SFIO  )


*    Information Bureau                        (  IB   )


*    Economic Offence Wing                   (  EOW  )


*    Central Bureau of Investigation        (  CBI  )


*    Department of Revenue Intelligence (  DIR  )


*    Comptroller and Auditor General       (  CAG  )


*    Anti Corruption Bureaus ( States )     (  ACB  )


*    Enforcement Directorate                    (  ED   )


*    Lok  Ayukts                                      (  States   )


*    Lok Pal                                             ( Central  )




Despite such an army of Agencies , how do corrupt manage to get away  ?


Or , in case caught , manage to delay delivery of punishment for years  ?


No doubt , there must be several reasons , including , inter - agency rivalry to get credit - something difficult to eliminate altogether


But , I believe , the most important reason is :



Lack of a  COMMON  / COMPUTERIZED  database of all offences / cases / persons being investigated,

- which is readily " Accessible " to all of these Agencies , all over the country ( 24 * 365 )



Already , every Agency compiles huge dossiers on " Suspects " in its own 
" Departmental Database " , which is never shared with other Agencies ,
leading to ,


*   Huge amount of duplication of efforts / information


*   Fractured / scattered profiles of " Suspects "


*   Enormous waste of time / resources



What will help  ?



*     Dismantling of individual departmental databases


*     Merging of all Agency-wise databases into a SINGLE / UNIQUE database


*     All Agencies to enter their findings / data / info into this COMMON
       database , with nothing preserved on local computers


*     All data-entry  FORMS   to be   ONLINE  .  No paper forms at all


*     All local computers connected to ultra-secure Network ( Encrypted )


*    " Access Rights " to individuals , based on Biometric Identification




Will BJP want to make this , a prominent promise in their Poll-Manifesto , likely to be released on 7th April  ?  ( Congress /  AAP missed this boat  ! )


It is high time political parties stop talking of motherhood in vague terms and start telling the voters ,


" If you vote us to power , this is precisely what we will do , to bring about E-GOVERNANCE  -  and do it within 6 months of assuming power  "



*  hemen  parekh  (  04  April  2014  /  Mumbai  ) ..www.hemenparekh.in > Blogs

--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
hemen  parekh
23  Nov  2015
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Thursday, 19 November 2015

Making Molehill out of Mountain ?



Yes , you read it right  !

How else can you describe the following ?

*   Gold Monetization Scheme managed to garner 400 gms of Gold in first 15 days

     Extrapolate to 100 Kg in a year ( give benefit of doubt )

     How many years to attract all of 20,000 TONNES , estimated to have been hoarded by
     Indian citizens  ? ( Valued at Rs 52 LAKH*CRORES )

     Correct answer : 200,000 years


*  SIT appointed by Govt , managed to uncover ( not get back ) , Rs 10,000 Crores worth of
    black money , illegally stashed abroad by Indians ( approx $ 2 Billion ) , in one year.

    How many years will it take to bring out into open , $ 2000 Billion worth of domestically
    hidden black money ( Gold / Land / benami assets etc )  ?

    Correct answer : NEVER


Why this ignominy  ?  -  this miserable failure  ?


Simple . There is no power / law on Earth , which can vanquish " Human Greed "

But there is a way to bridge the divide between " Greed " and " Goodwill "

By harnessing the " GREED " to lead India to " GREATNESS  "

By :

*   Abolishing Personal Income Tax ( Revenue loss of Rs 2.4 Lakh*Crores )

*   No questions asked for any amount of cash deposited in Jan Dhan Yojana bank accounts

*   By launching  SPVs for , Infrastructure / Health / Education / Renewable Energy /
     Electric Transport  /  Green Cover Forestry / Affordable Housing / Smart Cities etc

*   No questions asked as to the source of funds invested in such SPVs ( Amnesty Scheme )

*   Dividend / Interest from such SPVs to be directly credited to Jan Dhan bank accounts

*   Introduction of Bank Transaction Tax ( BTT ) @ 2% to yield revenue of Rs 15 lakh*crore

*   2 % ( out of 27 % ) of GST , to be directly deposited in the PPF a/c of the buyer

    ( This will ensure that all citizens have PPF account )

 *   This 2 % to be used to pay the premium for that person's health insurance


This is , in my opinion , the surest / fastest / least controversial method to :

#   Solve the problem of BLACK MONEY for ever

#   Put that $ 2000 Billion worth of BLACK MONEY to productive use

#   Generate 100 million jobs in 5 years (to take care of addition of 12 million to workforce )

#   Raise GDP to 10 % by 2016-17


Best feature of my proposal :

No need to beg the opposition to pass any BILL in
Rajya Sabha
  !


-------------------------------------------------------------------------------------------------------

hemen  parekh

20  Nov  2015

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